I’m not sure sellers even know where your mortgage is through. I had friends that had to bring things to a bank and schedule meetings with their significant other and the bank and we got to do everything on our time. Made us having opposite schedules super easy to do. My fiancé and I work opposite schedules and everything you do you sign online, on an app on your phone. They were great, better in 2018, than 2021 but still good. Most important thing to look at is getting pre approved with income/asset/credit checked early (before offer submission) and getting fully signed purchase agreement in as soon as possible leaving a reasonable time of 30-45 days to close and you will have a great experience. I do not have public numbers in front of me right now, but Rocket Mortgage is largest lender overall for refi + purchase - and if you look at purchase only it is one of the very top in country. *As for “most sellers walking away” this is simply a myth based on anecdotal stories from that realtor. If you love being in person at a desk, local might be best.Īt the end of the day, always a good idea to call 2-3 companies and decide who makes you feel most comfortable. If you like doing everything online or over the phone you will love Rocket mortgage. Local is not always the answer, finding someone/some company you are comfortable with is. One of those is Rocket Mortgage, so local often still means the same thing. The “local guy” has a > 50% chance of sending your loan to one of two wholesale lenders.
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